Proceeding Analysis Of Islamic Bank Financing During The Pandemic Period On The Development Of Halal Umkm In Indonesia With Deposits As A Moderating Variable

Dr. Binti Nur Asiyah, M.Si., 198008112011012007 (2020) Proceeding Analysis Of Islamic Bank Financing During The Pandemic Period On The Development Of Halal Umkm In Indonesia With Deposits As A Moderating Variable. Analysis Of Islamic Bank Financing During The Pandemic Period On The Development Of Halal Umkm In Indonesia With Deposits As A Moderating Variable, - (-). pp. 56-62. ISSN 978-602-60804-3-1

Preview

Text halal umkm-compressed.pdf Download (467kB) | Preview

Abstract

Allocation of financing provided by Islamic banks on halal UMKM experiencing a decline in past pandemics covid 19 . The halal industry sector is a concern for the government to maximize economic growth in Indonesia. The reduced allocation of Islamic bank financing is driven by the ability to collect deposits. During this pandemic, time deposits fluctuated due to customer businesses affected by Covid. However, the management of productive assets of Islamic banks has profit targets so that Islamic banks can be sustainable. Based on these problems, this paper intends to examine the significance of the influence of financing for the development of halal UMKM in terms of the ability of Islamic banks to collect deposits. This paper is analyzed using a quantitative approach. Data analysis used linear regression and path analysis using the Partial Least Square Structural Equation Model (PLS-SEM) method. The data source used is secondary data from Islamic Commercial Banks and Sharia Business Units during the period February to July 2020. This paper provides results that the financing channeled by Islamic banks has no significant effect on the development of halal UMKM in terms of the ability of Islamic banks to collect deposits. This paper implies the importance of Islamic banks to support the development of halal UMKM and Islamic bank policies in collecting deposits Key Words : Financing, Islamic bank, halal UMKM, deposits, path analysis PLS SEM

Actions (login required)

View Item