Dr. Binti Nur Asiyah, S.Pd.I., M.Si, 198008112011012007 and Ria Aidiawati, - and Amin Wahyudi, - and Ishan Azis, - and Intan Qurratulaini, - (2021) Turnitin A Study of Mudaraba Financing in Indonesia: The Effect of Temporary Shirkah Fund, Return on Asset (ROA), Financing to Deposit Ratio (FDR). Al-Uqud: Journal of Islamic Economics, Surabaya.
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A Study of Mudaraba Financing in Indonesia_ The Effect of Temporary Shirkah Fund, Return on Asset (ROA), Financing to Deposit Ratio (FDR).pdf Download (3MB) |
Abstract
This article discusses the decline of distribution of mudaraba financing from 2017 to 2019 in a sharia bank in Indonesia, which impacted asset productivity. This study intends to examine the effect of Temporary Shirkah Funds, and Financing to Deposit Ratio on Mudaraba Financing. This study uses a quantitative approach, especially associative research. The sampling technique is non-probability sampling, and the data analysis is multiple regression. The results of this study indicate that (1) Temporary Shirkah Funds have a positive and significant effect on Mudaraba Financing; (2) Return on Assets has a positive and significant effect on Mudaraba Financing; (3) The Financing to Deposit Ratio has a positive and significant effect on Mudaraba Financing; (4) simultaneously Temporary Shirkah Funds, Return on Assets, Financing to Deposit Ratio have a positive and significant effect on Mudaraba Financing. The practical implication of this research is that Islamic banks prioritize Mudaraba Financing to be in line with increasing Murabaha Financing.
| Item Type: | Other |
|---|---|
| Subjects: | Ekonomi > Perbankan Syariah |
| Divisions: | Fakultas Ekonomi Dan Bisnis Islam > Perbankan Syariah |
| Depositing User: | Dr. 198008112011012007 Binti Nur Asiyah |
| Date Deposited: | 23 Oct 2021 04:35 |
| Last Modified: | 23 Oct 2021 04:35 |
| URI: | http://repo.uinsatu.ac.id/id/eprint/22674 |
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