E-MONEY PERSPEKTIF MAQASHID SYARIAH FII AL-MUAMALAH

Sajida Sanata Islam / SSI, - and Iffatin Nur, 197301111999032001 (2021) E-MONEY PERSPEKTIF MAQASHID SYARIAH FII AL-MUAMALAH. Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah, 6 (2). pp. 227-236. ISSN p-ISSN: 2355-0805, e-ISSN: 2549-4112

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Abstract

E-money is a modernization of technology-based non-cash payment methods that are currently commonly used by the public. The development of this e-money based payment method must of course be in line with religious principles. This study aims to determine whether the existence of e-money is in line with the maqashid syariah fi al-muamalah concept. The type of research used is normative legal research with a qualitative approach, the technique of collecting legal materials used is document study or literature study using qualitative descriptive methods. The results show that the law of transacting with e-money is permissible based on the principle of "Al ashlu fil mua'malati al ibahah hatta yadullu ad-daliilu ala tahrimiha", but this change is limited to e-money with sharia principles guided by the Fatwa Council. National Sharia. As for conventional e-money, it is considered that it does not comply with sharia principles, we should avoid its use because it is feared that there are elements of riba, gharar, and maitsir that can harm the parties in the e-money.

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