MUHAMMAD SYAHRUR DAN PEMIKIRANNYA TENTANG BANKSYARIAH

dede nurohman, 197112182002121003 (2022) MUHAMMAD SYAHRUR DAN PEMIKIRANNYA TENTANG BANKSYARIAH. al-afkar journal for islamic studies, 5 (1). pp. 193-209. ISSN 2614-4883

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Abstract

This paper aims to explore theprominent figure’s study who addresshis study to M. Syahrur’s opinion, an intellectual moslem who has two background knowledge, exact science and language phylosophy. From those backgrounds Syahrur believes that interest can be separated from alm (including tithe).This reseach was library reseach.Tracing the verse related to interest term, he emphasizes on his opinion that the discourse of riba is divided under three conditions: (1) ashab al-shadaqah group, symbolized as negative (-), ghair ashab shadaqah group, symbolized as positive (+),and the groups between as zero area (0). From his definition, Syahrur defines a lap is an unproportional repayment which breaks the limits/rules above. Based on the definition of lap and those trhee conditions above Syahrur proposed three operational basic principles in Islamic banking as follows: (1) Islamic banks must participate in helping the poor using the alm, (2) gives zero interest for the poor deverse the alm, and (3) use unfixed interest for a loan if the interest is not more tha two times on thedeadlines

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