PENGARUH SIKAP KEUANGAN, PENGETAHUAN KEUANGAN, PENDAPATAN PRIBADI DAN TINGKAT PENDIDIKAN TERHADAP PERILAKU KEUANGAN PADA KARYAWAN CV MAHESA INTERIOR KABUPATEN KEDIRI

LILIA AINUN ISTIKHAROH, 12403193037 (2024) PENGARUH SIKAP KEUANGAN, PENGETAHUAN KEUANGAN, PENDAPATAN PRIBADI DAN TINGKAT PENDIDIKAN TERHADAP PERILAKU KEUANGAN PADA KARYAWAN CV MAHESA INTERIOR KABUPATEN KEDIRI. [ Skripsi ]

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Abstract

Thesis with the title "The Effect of Financial Attitudes, Financial Knowledge, Personal Income, and Education Level on Financial Behavior in employees of CV Mahesa Interior Kediri Regency" is written by Lilia Ainun Istikharoh, NIM. 12403193037, Supervisor Dr. Lantip Susilowati, S.Pd., M.M. This study aims to examine (1) the effect of Financial Attitudes, Financial Knowledge, Personal Income and Education Level on Financial Behavior in employees of CV Mahesa Interior Kediri Regency, (2) the effect of Financial Attitudes on Financial Behavior in employees of CV Mahesa Interior Kediri Regency, (3) the effect of Financial Knowledge on Financial Behavior in employees of CV Mahesa Interior Kediri Regency, (4) the effect of Personal Income on Financial Behavior in employees of CV Mahesa Interior Kediri Regency, (5) the effect of Education Level on Financial Behavior in employees of CV Mahesa Interior Kediri Regency. The research method used is a quantitative approach with an associative research type. The population used is employees of CV Mahesa Interior Kediri Regency. The data source is primary data, data collection methods by distributing questionnaires, samples obtained using non-probability sampling types with saturated sampling techniques. Data analysis using IBM SPSS version 26. The results showed that partially (1) Financial Attitudes, Financial Knowledge, Personal Income, and Education Level have a significant positive effect on Financial Behavior of CV Mahesa Interior, (2) Financial Attitudes have a significant positive effect on Financial Behavior of CV Mahesa Interior, (3) Financial Knowledge has a significant positive effect on Financial Behavior of CV Mahesa Interior, (4) Personal Income has a significant positive effect on Financial Behavior of CV Mahesa Interior (5) Education Level has a significant positive effect on the Financial Behavior of CV Mahesa Interior. Keywords: Financial Attitude, Financial Knowledge, Personal Income, Education Level, Financial Behavior.

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