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KRISMA MARDANI NINGTYAS, 12401183273 (2022) PENGARUH FINANCING TO DEPOSIT RATIO, NON PERFORMING FINANCING, CAPITAL ADEQUACY RATIO, BIAYA OPERASIONAL DAN PENDAPATAN OPERASIONAL, DAN INFLASI TERHADAP RETURN ON ASSETS BANK PANIN DUBAI SYARIAH PERIODE 2013-2020. [ Skripsi ]