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LATIFATUL KUSNIA DEWI, 12401173335 (2021) PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP TINGKAT PROFITABILITAS (RETURN ON ASSET) PADA PT. BANK MUAMALAT INDONESIA TBK. PERIODE 2011-2020. [ Skripsi ]